Rent to Own Retail Business


  • Asking Price: $575,000
  • Gross Income: $517,697
  • Cash Flow: $254,038
  • Real Estate: Not Disclosed
  • Inventory: $63,000
  • FF&E: Not Disclosed
  • Listing ID: #221456
  • Established: 1994
  • Employees: 2 FT / 1 PT

Business Description

This Rent-to-Own operation business is the perfect opportunity for any interested buyer to make their way into the Rent-to-Own industry. Included in the sale price of the business is 589K in contracts/AR due in the next 16 months. On hand inventory is valued at cost at $63K for both new and used. The B.O.R stands at 1332 items. BRO reflects the number of units currently on rent to customers. This business provides home furnishings and consumer merchandise to consumers and businesses with no credit needed and multiple payment options. Located in a smaller and growing town in South Central Oklahoma this independent rent-to-own store sells and rents furniture, appliances, and electronics. Many consumers have an immediate need for household goods and either don't want or won't accept long term obligations, or have no access to credit. Rent-to-own was born in the 1970's and has become a viable consumer option as it has grown into an $8.5 billion industry. This is a great opportunity to purchase a profitable growing business in a growing industry at a great price.

Business Details

Primary Business Category: Retail Trade - Furniture & Home Furnishings
Location: Oklahoma

Company Information

Year Established: 1994
Home Based: No
Franchise: No
Relocatable: No
Number of Employees: 2 FT / 1 PT

Financial Information

Asking Price: $575,000
Gross Revenue: $517,697
Cash Flow: $254,038
Inventory: $63,000
Seller Financing Available: No

Property Information


There is ample parking, signage, and great drive by traffic. The modern and vast showroom is conveniently located in a high traffic strip center with easy access from all areas. This turn-key business has great visibility from the street and ample parking for its loyal customer base. This business is operated in a stand-alone strip center building of approximately 13500 square feet on a major thoroughfare at a busy corner near a stop light. The rent is a reasonable $3000 per month with 5 years left on the lease with options. This business has earned an excellent reputation in the community.

Growth & expansion opportunities:

The business is growing and has been profitable every year. As his customer base was growing in the early years of the business, the owner was required to spend heavily on rental inventory. Now that the growth rate has settled into a more sustainable rate, he is not required to purchase as much rental inventory on an annual basis, growing the profitability of the business. The opportunity for the business is great as the current owner has done little to no advertising. There is no website at the moment. IBISWorld writes: In general, this industry benefits s from unfavorable economic conditions. When consumer confidence is low and unemployment levels are high, timid consumers with a high demand for technology and industry products often perceive rentals to be less expensive, short-term alternatives to purchases. Historically high growth in lieu of the recession ground to a halt over the five years to 2019. However, even as consumer confidence and employment improved during the latter half of the period, poor credit conditions kept industry revenue trending positively, aided by revenue growth 5.8% in 2015. According to Prosperity Now, more than half of US consumers are considered to have subprime credit. For subprime borrowers, acquiring the credit to finance big-ticket purchases such as utilities and electronics can be difficult and costly, making renting an attractive alternative.


There are two competitors within a 20 mile radius in the market where this business is located. This business has been associated with furniture and an appliance in this market for over 20 years, and is a recognizable and trusted name within the community.

Reason for selling:

As retirement approaches, the owner is ready to pursue other personal interest.

Support & Training:

Will train for 2 weeks @ no cost The Seller will assist the Purchaser during a transition period for two weeks at no cost and an additional 2 weeks of on call support. In addition, the Seller is open to staying on for a period of time beyond that with reasonable compensation. The owner is capable of running all aspects of the business. There are no special licenses required to own and operate this business.

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Business Listed By:

Geary Welch

Murphy Business Brokers